Planning for a Prosperous Future
Personal and Intimate
Personal finance can be intimidating and confusing. To make it worse, some in the financial services industry think the answer is longer reports, more complicated products and technology that is frustrating to use. KFS was founded with the philosophy of doing what is best for each and every client. That starts by making our client's lives easier. KFS builds for each of its clients a unique platform to monitor and understand their financial picture and continues to adapt the experience to each client's preferences. And while some firms like to "collect" clients, we prefer to serve a small number of client families so that their experience can be both intimate and personal. KFS' passion is to empower the individual investor through personal contact, a simple to understand investment process and clear communication.
A Newer Breed of Advisor
KFS is an investment management and financial planning firm that is part of the fasted growing segments in the financial services industry. We are a fee-only, registered investment advisor firm. What does this mean? It means we have a legal obligation to do only what is in our client's best interest, as opposed to the lower suitability standard at most brokerage firms. We collect no commissions, rewards or incentives from any company in exchange for recommending a certain product or strategy. We are paid only by our clients for our services. Not a brokerage firm, mutual fund, or insurance company. This puts KFS representatives in the role of coach, educator and unbiased financial counselor to our clients instead of the traditional product sales based advisor with whom you might be used to working.
A Noticeable Difference
You will notice a few things different working with KFS than your experiences dealing with a stock broker. First, we don't sell anything. Nothing, expect our service of course. Our client meetings revolve around your progress towards your financial goals, not you listening to a sales pitch about a new investment, insurance policy (annuities) or some credit card. Secondly, you will notice that our pricing is completely transparent. We don't hide fees or commissions inside a product we recommend. Plus, since we are only paid a fee to manage your investments and provide advice, we tend to recommend and implement some of the lowest cost investment vehicles to our clients. Finally, you will be working with a CERTIFIED FINANCIAL PLANNER™ practitioner, not just a person with a license to sell you a mutual fund. We want our clients to feel as though they are being looked after in ways they didn't know where available to them before.